Existing financing review
Examine current mortgage terms, balances, payment status and lender restrictions.
Wrap-Around Mortgage Solutions
Existing debt.
One coordinated structure.
Specialized mortgage structures that may incorporate existing property financing where the arrangement is legally permitted and fully documented.
Private finance companyDirect evaluationUnited States and Canada
Specialized property financing
A wrap structure requires clarity across every existing obligation.
A wrap-around mortgage is a specialized arrangement that works around qualifying existing financing rather than replacing it immediately. Availability depends on the underlying loan documents, lender rights, property title, applicable law and all required consents. Independent legal advice is essential.
How the program is considered
A complete view of the transaction.
Equity and title analysis
Confirm ownership, priority, registrations and available property value.
Documented payment flow
Define responsibilities, payment administration, remedies and reporting.
What we review
Good decisions begin with verified information.
Requirements vary by program and jurisdiction. These are the primary areas considered during an initial review.
- 01Underlying mortgage terms and due-on-sale provisions
- 02Required lender, borrower or regulatory consents
- 03Title, equity and lien priority
- 04Independent legal and tax advice
The Tapstone process
Clear steps. Documented terms.
- 01
Document review
Provide title, mortgage statements, loan agreements and the proposed transaction.
- 02
Legal and financial assessment
Confirm whether the structure is permitted, supportable and appropriate.
- 03
Formal documentation
Approved opportunities proceed only through complete legal documentation and closing controls.
A direct first conversation
Bring us the asset and the objective.
Tell us what you own or are purchasing, how much capital is required and when it is needed.